Little Known Secrets Will Show You How To Improve Your Credit Score!

The following is a sample of this special report:

What is a Credit Score?

A credit score is a number computed by a credit bureau and used to indicate how likely a consumer is to pay back a loan. Your score is computed by a computer program (also referred to as a mathematical or computer "model") that takes certain data from your credit bureau file and uses that data to calculate your score.

Each of the three credit bureaus computes your score using a similar computer model. The model was created by the Fair, Isaac and Company, Inc., (hence the term "FICO" score) and is sold to the three major credit bureaus for their use with their data. If the information about you at all three credit bureaus is the same, then...

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This free report and credit repair program program contains extremely valuable information designed to help you quickly and legally raise your credit score. Although some of the tips disclosed may not make me popular with the credit reporting agencies, I am more concerned that you know the truth about the credit scoring process and how to repair your credit.

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Phone: (954) 752-9991

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State License Information: FL (Mortgage Lender), FL (FHA Approved)

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National Disclosure:

Ascent Home Loans Inc., 9780 Pyramid Court Suite 150 Englewood CO 80112 Phone: 866-467-3157
Licenses: AL: MMC20087, CA: 603 B274, CO: exempt, FL: CL0702769, Georgia Residential Mortgage
Licensee: 21399, HI: 1183, IN: 11188, KS: 2005-5057, LA: RML2707-0, MO exempt, NE: 1690, NM: 02499,
OK: SL 006507, SC: S-6 640, TN: 0000003150, TX Savings and Loan: 64958, TX OCCC: 11682-49806,
UT: 6057441-MLCO, Virginia: licensed by the Virginia State Corporation Commission under license # MC-4468.

For Virginia Borrowers: It is Ascent Home Loans Inc.’s policy to disclose a “Notification to Virginia Mortgage
Loan Applicants” three days after a loan application is taken for the state of Virginia. This form discloses
when/if the interest, points, and fees quoted will be locked in, and if they are not locked in that these terms
are subject to change. Disclosure is sent to the applicants no more than 3 days after the
application has been taken.

For Texas Borrowers: COMPLAINTS REGARDING MORTGAGE BANKERS SHOULD BE SENT TO THE TEXAS
SAVINGS AND MORTGAGE LENDING DEPARTMENT, 2601 N. LAMAR, SUITE 201, AUSTIN, TX, 78705. A
TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550. Interest rates, program terms, and
conditions are subject to change without notice. Not all products are available in all states or for all loan
amounts. Loans are subject to credit review and approval. Properties securing all loans must be located in
the U.S. Other restrictions and limitations may apply.